Membership & Scaled Pricing
Community Ladders memberships are paid on a month-to-month basis and members are bound by no contract. One of our core values is ‘no dependency.’ While our services are designed around a long-term, on-going planning relationship, if you decide to leave our community you will be in full control of your finances and in better shape than when you started with us.
Why We Have Monthly Payments
Our planning program is designed for the long-haul, and we believe in the value of having a trusted adviser in regular contact. As such, our model is based on the expectation that the vast majority of our members (currently over 90%) will continue with us indefinitely. Our monthly fee structure assumes that most members will stay for the whole year. We bill on a monthly basis to try to keep it both affordable and predictable for our members. Smaller payments are more manageable, and there’s no surprises.
Membership Fee Structure (effective September 1, 2011)
Individuals
$40 per month for those with annual gross income of $80,000 or more.
To the extent we can keep the lights on, we offer the following subsidized rates:
| Gross Annual Household Income | Monthly Membership Rate |
|---|---|
| $70,000–$79,999 | $35 |
| $60,000–$69,999 | $30 |
| $50,000–$59,999 | $25 |
| $35,000–$49,999 | $20 |
| Less than $35,000 | $15 |
| Students (incl. graduate) | $10 |
For members who become unemployed and are looking for work, we will continue our planning services free of charge until you begin work again. You will not owe any fees for the period of unemployment.
Couples with Joint Finances
$60 per month for those with annual gross income of $120,000 or more.
To the extent we can keep the lights on, we offer the following subsidized rates:
| Gross Annual Household Income | Monthly Membership Rate |
|---|---|
| $110,000–$119,999 | $55 |
| $100,000–$109,999 | $50 |
| $90,000–$99,999 | $45 |
| $80,000–$89,999 | $40 |
| $70,000–$79,999 | $35 |
| $60,000–$69,999 | $30 |
| $50,000–$59,999 | $25 |
| Less than $50,000 | $20 |
For members within a couple who become unemployed and are looking for work, we will immediately recalculate your household income and adjust your rate downward.
One-time Planning Sessions for Non-members (usually 1½–2½ hours)
Indiviudals
$240 per session for those with annual gross income of $80,000 or more.
To the extent we can keep the lights on, we offer the following subsidized rates:
| Gross Annual Household Income | Session Rate |
|---|---|
| $70,000–$79,999 | $210 |
| $60,000–$69,999 | $180 |
| $50,000–$59,999 | $150 |
| $35,000–$49,999 | $120 |
| Less than $35,000 | $90 |
Those who book one-time sessions but then decide to become members will have their session fees credited toward their monthly membership dues.
Couples with Joint Finances
$360 per session for those with annual gross income of $120,000 or more.
To the extent we can keep the lights on, we offer the following subsidized rates:
| Gross Annual Household Income | Session Rate |
|---|---|
| $110,000–$119,999 | $330 |
| $100,000–$109,999 | $300 |
| $90,000–$99,999 | $270 |
| $80,000–$89,999 | $240 |
| $70,000–$79,999 | $210 |
| $60,000–$69,999 | $180 |
| $50,000–$59,999 | $150 |
| Less than $50,000 | $120 |
Those who book one-time sessions but then decide to become members will have their session fees credited toward their monthly membership dues.
Additional Services
For non-members, additional consulting services, including business advising services, are negotiated on a case-by-case basis.
For members, additional services beyond standard membership are available at the rate of $65 per hour.
Sign Up
Community Ladders is taking appointments for new members now through September 21 (after that, we will open again to new members in November). If you are interested in becoming a member, please fill out the form below and we will contact you to schedule a time slot. We look forward to working with you.
[contact-form 2 “Membership”]